Eat your way to a free family holiday...

Most of us dream about the things we would love to do if only we could afford it. Times are tough at the moment and every penny counts.

From almost every quarter we are bombarded with get-rich-quick schemes, special offers that claim to save us £££s, companies offering us help to consolidate our debts with new loans...

The message seems to be: Spend more money to make savings.

Well, clear your head and consign all that nonsense to the bin where it belongs, because my method will pay dividends – of between £3,000 and £5,000 in just one year.

And here’s the beauty of it – you do not have to work any harder, you do not have to find other ways to boost your income, you do not have to invest any extra money at all into this in order to make this return. And you won’t be taxed on this money that you don’t spend.

When you have made all the savings you can spend it how you wish – on that longed-for holiday, a down-payment on a new car...

• To follow my programme, just choose a Shopping List from the left hand side. Go to your local supermarket and source the ingredients - you should find everything at or about the price guides I have put alongside each item. Underneath the Shopping List you will find a menu of meals. Click on the link to find the relevant meal.